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Do 46 Million Millennials Know They Are Mortgage Ready?

By Jason Mitchell | Mar 21, 2019

Many have written about the millennial generation and whether or not they, as a whole, believe in homeownership as part of attaining the American Dream. Millennials have taken longer to obtain traditional milestones than the generations before them, such as getting married, having kids, and buying a home. However, that…

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Is Your House Priced To Sell Immediately (PTSI)?

By Jason Mitchell | Mar 21, 2019

In today’s real estate market, with more houses coming to market every day and eager buyers searching for their dream home, setting the right price for your house is one of the most important things you can do. According to CoreLogic’s latest Home Price Index, home values have risen at…

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Want To Increase Your Family’s Wealth? Here’s How!

By Jason Mitchell | Mar 20, 2019

Everyone should realize that unless you are living somewhere rent-free, you are paying a mortgage – either yours or your landlord’s. Buying your own home provides you with a form of ‘forced savings’ that allows you to use your monthly housing costs to increase your family’s wealth. Every month that you pay your mortgage,…

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What Credit Score Do You Need To Buy A House?

By Jason Mitchell | Mar 19, 2019

There are many misconceptions about the credit score needed to buy a house. Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be considered for a mortgage. The reality is they are misinformed! Only 25% of the Americans have a FICO® Score between…

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Don’t Let Your Luck Run Out! Buy A Home This Spring [INFOGRAPHIC]

By Jason Mitchell | Mar 19, 2019

Some Highlights: Interest Rates for a 30-year fixed rate mortgage have dropped to 4.41% from near 5% in 2018. Take advantage of more inventory coming to market in the spring to find your dream home! Buying now will allow you to start earning equity today!

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Homeownership is a Cornerstone of the American Dream

By Jason Mitchell | Mar 17, 2019

“The rumors of my death are greatly exaggerated.” The famous quote attributed to Mark Twain can apply to homeownership in the United States today. During the housing bubble of the last decade, the homeownership rate soared to over sixty-nine percent. After the crash, that percentage continued to fall for the…

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7 Things To Avoid After Applying for a Mortgage!

By Jason Mitchell | Mar 16, 2019

Congratulations! You’ve found a home to buy and have applied for a mortgage! You are undoubtedly excited about the opportunity to decorate your new home! But before you make any big purchases, move any money around, or make any big-time life changes, consult your loan officer. They will be able…

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Preparing to Spring Forward [INFOGRAPHIC]

By Jason Mitchell | Mar 13, 2019

Some Highlights: In the majority of the country, this weekend marks the start of Daylight Savings Time as we set our clocks forward an hour on Sunday at 2:00 AM EST. Whether you plan on buying or selling this spring, these tips could help you ‘spring ahead’ of your competition!…

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What’s Going On with Bidding Wars?

By Jason Mitchell | Mar 12, 2019

In a strong seller’s market, like the one we have experienced over the past few years, bidding wars are common and expected. This makes sense! A seller’s market is defined as a market in which the inventory of homes for sale cannot satisfy the number of buyers who want to…

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